If you have ever been charged by your bank for
unpaid cheques, direct debits, standing orders
or unauthorised overdrafts, you may well find
that you have been charged too much.
Many people are unaware that their bank may
be breaking the law by charging them
excessive amounts in bank charges. Unfair
Bank charges plus interest can be claimed
back for the last 6 years.
Our experienced claims team has managed
thousands of different types of claims for clients
and has recovered over £8 million in the past
two years.
What we'll do:
Manage all aspects of your claim
Make sure you get a fair settlement
Calculate what you're owed plus interest
Complain on your behalf
Liaise with the Financial Ombudsman
No hidden charges & No win, No fee
Start Your Claim Now
Act nowbefore it's too late
In 2005, the banking sector made profits of more than £33 billion - the equivalent of £1,000
a second. It’s estimated that the top four UK high street banks generated £3 billion alone
last year from penalty charges which are not legally enforceable. One in five bank
customers incur these types of charges, often because of a genuine mistake, but most
people just accept that the banks have a right to charge any amount they like.
Some banks can charge customers as much as £118 for exceeding their overdraft limit for
just three days. Consumer champion, WHICH?, claims that many banks charge exorbitant
rates of interest - as high as 33% APR - on unauthorised overdrafts, and it seems that we
face punitive banking charges which are often 10 times greater than those on the continent.
In English and Scottish law, charges aren’t legal if the penalties don’t reflect the
actual cost of running your account, and it’s hard to see why sending someone a
computer-generated letter costs £30. People should challenge all their bank charges.
Everyone is entitled to claim unfair charges going back six years, which in some
cases, could come to a significant sum.
Bank charge claims come in all sizes large and small, but you will probably be surprised how
much your trusted bank has taken from your account over the years. You may not notice an
£20 admin charge here or a £30 overdraft charge there but it soon adds up.
A review of a Lancashire man’s bank statements from a well known high-street bank showed
that, under guidance provided by the Office of Fair Trading, he had been unfairly charged a
total of £1982.45 over a six year period.
Unfair charges £1982.45
Interest on charges £158.56
Total Value of Claim £2141.01
You pay nothing until your claim is successful. We will then charge 25% of the
money you receive as a refund.
Starting your claim
You now have two options; you could call us and we will send the application in the post or
you could download the application now so that you can complete it today.
Option 1
Call us on 01282 83 55 77 or compete the response form at the top of the page
and we will phone you. After we have spoken to you we will post the application forms to
you, which you will need to sign and return to us.
Option 2
Get your claim started straight away and save time by downloading the application forms
now.
To download the forms you will need Adobe Acrobat Reader. If you do not have this installed
please click here.
Please return the forms to: Seeing Red Limited
The Portal
Bridgewater Close
Bentley wood
Lancashire
BB11 5TT
